:root{--navy:#072744;--blue:#0a5f9d;--red:#d7192d;--ice:#eef5f8;--ink:#13283b;--muted:#66798a;--line:#d8e2e8;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:104px}body{margin:0;font:16px/1.55 Inter,Arial,sans-serif;color:var(--ink);background:#fff}img{display:block;max-width:100%}a{color:inherit}.topbar{height:34px;padding:0 clamp(20px,5vw,80px);display:flex;align-items:center;justify-content:space-between;background:var(--navy);color:#fff;font-size:.72rem;font-weight:800;letter-spacing:.08em}.topbar a{text-decoration:none}.site-header{height:82px;padding:0 clamp(20px,5vw,80px);display:flex;align-items:center;background:#fff;position:sticky;top:0;z-index:50;box-shadow:0 5px 24px rgba(7,39,68,.08)}.brand{display:flex;align-items:center;gap:13px}.brand img{width:auto;height:48px;object-fit:contain}.brand span{width:1px;height:40px;background:var(--line)}.site-header nav{display:flex;align-items:center;gap:28px;margin-left:auto}.site-header nav a{text-decoration:none;font-size:.86rem;font-weight:800}.site-header nav a:hover{color:var(--red)}.nav-cta{background:var(--red);color:#fff!important;padding:11px 16px}.menu{display:none;margin-left:auto;background:none;border:0;font-size:1.6rem}.hero{height:calc(100vh - 116px);min-height:680px;position:relative;color:#fff}.hero>img{width:100%;height:100%;object-fit:cover}.hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(36,95,133,.94),rgba(36,95,133,.58) 52%,rgba(36,95,133,.1))}.hero-copy{position:absolute;left:clamp(24px,7vw,112px);top:45%;transform:translateY(-50%);width:min(720px,82vw)}.eyebrow{margin:0 0 13px;font-size:.75rem;font-weight:900;letter-spacing:.18em;color:#a7d5f1}.eyebrow.red{color:var(--red)}h1,h2{margin:0;line-height:1;letter-spacing:-.045em}h1{font-size:clamp(3.4rem,6vw,6.8rem)}h2{font-size:clamp(2.6rem,4.6vw,5rem);color:var(--navy)}.hero-copy>p:not(.eyebrow){font-size:1.2rem;color:#dbe8f0;max-width:620px;margin:25px 0}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 22px;border:0;text-decoration:none;font:800 .9rem Inter,Arial,sans-serif;cursor:pointer}.primary{background:var(--red);color:#fff}.ghost{border:1px solid rgba(255,255,255,.7);color:#fff;background:rgba(36,95,133,.14)}.quick-links{position:absolute;right:0;bottom:0;display:grid;grid-template-columns:repeat(3,230px);background:#fff;color:var(--ink);box-shadow:0 0 45px rgba(0,0,0,.2)}.quick-links a{padding:21px 23px;text-decoration:none;border-left:1px solid var(--line);display:grid}.quick-links b{color:var(--navy)}.quick-links span{font-size:.8rem;color:var(--red);font-weight:800}.intro{padding:100px clamp(24px,7vw,112px) 55px;display:grid;grid-template-columns:1.2fr .8fr;gap:90px;align-items:end}.intro>p{font-size:1.08rem;color:var(--muted);margin:0}.feature-grid{padding:0 clamp(24px,7vw,112px) 105px;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.feature-grid article{position:relative;padding:28px;background:var(--ice);border-bottom:4px solid var(--navy)}.feature-grid article>span{position:absolute;right:20px;top:15px;color:#a9bac6;font-weight:900}.icon{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}.feature-grid h3{margin:20px 0 8px;color:var(--navy);font-size:1.25rem}.feature-grid p{margin:0;color:var(--muted);font-size:.93rem}.programs{display:grid;grid-template-columns:1fr 1fr;background:var(--ice)}.program-photo{min-height:820px;position:relative}.program-photo>img{width:100%;height:100%;object-fit:cover}.program-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(36,95,133,.84),transparent 60%)}.program-photo>div{position:absolute;z-index:2;left:50px;bottom:48px;color:#fff}.program-photo p{font:italic 2.3rem/1.1 Georgia,serif;margin:0}.program-photo span{font-size:.78rem;letter-spacing:.12em}.program-content{padding:80px clamp(30px,6vw,95px)}.program-list{margin-top:35px}.program-list article{display:grid;grid-template-columns:1fr auto;gap:7px 25px;padding:22px 0;border-top:1px solid #cbd8df}.program-list b{font-size:.76rem;letter-spacing:.12em;color:var(--blue)}.program-list strong{color:var(--red);font-size:1.2rem}.program-list p{grid-column:1/-1;color:var(--muted);margin:0}.calculators{padding:100px clamp(24px,7vw,112px);background:var(--content-blue)}.section-head{max-width:850px;color:#fff}.section-head h2,.section-head.dark h2{color:#fff}.section-head>p:last-child{color:#bfd0dc}.calc-tabs{display:flex;margin-top:42px}.tab{min-height:54px;padding:0 26px;border:0;background:#245f85;color:#bcd0df;font:800 .9rem Inter,Arial,sans-serif;cursor:pointer}.tab.active{background:#fff;color:var(--navy)}.calculator-shell{background:#fff}.calc-panel{display:none;grid-template-columns:1fr 1fr}.calc-panel.active{display:grid}.calc-fields,.calc-result{padding:40px clamp(25px,4vw,60px)}.calc-fields h3{font-size:1.55rem;color:var(--navy);margin-top:0}.calc-fields label,form label{display:grid;gap:7px;margin:14px 0;font-size:.86rem;font-weight:800;color:var(--navy)}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.money-input{display:flex;align-items:center;border:1px solid #b9c9d3;background:#fff}.money-input i{padding:0 13px;font-style:normal;font-weight:800;color:var(--muted)}input,select,textarea{width:100%;min-height:49px;padding:12px 13px;border:1px solid #b9c9d3;background:#fff;font:inherit;color:var(--ink)}.money-input input{border:0}.checkbox{display:flex!important;grid-template-columns:none!important;align-items:flex-start;gap:10px!important;padding:13px;background:var(--ice)}.checkbox input{width:18px;min-height:18px;margin-top:3px}.alert{padding:10px 12px;border-left:4px solid #e89a18;background:#fff4da;color:#764e00;font-size:.85rem}.calc-result{background:#245f85;color:#fff;display:flex;flex-direction:column;justify-content:center}.red-result{background:#245f85}.calc-result>p{font-size:.72rem;letter-spacing:.15em;font-weight:900;color:#a9d1ea}.calc-result>strong{font-size:clamp(3.2rem,5vw,5.6rem);line-height:1;margin-bottom:28px}.result-lines{display:grid;border-top:1px solid rgba(255,255,255,.24)}.result-lines span{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.16)}.calc-result small{margin-top:20px;color:#c4d5e0}.process{padding:100px clamp(24px,7vw,112px);background:#245f85;color:#fff}.process ol{list-style:none;padding:0;margin:55px 0 40px;display:grid;grid-template-columns:repeat(6,1fr)}.process li{position:relative;padding:24px 18px;border-top:3px solid #2f526f;background:#245f85}.process li:nth-child(even){background:#245f85}.process li span{color:#70b7e2;font-weight:900}.process li b{display:block;margin:14px 0 5px}.process li p{margin:0;color:#9eb5c5;font-size:.83rem}.process-notes{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.process-notes article{padding:25px;border:1px solid #294862}.process-notes h3{color:#fff;margin-top:0}.process-notes p{color:#aebfcb}.contact{padding:100px clamp(24px,7vw,112px);display:grid;grid-template-columns:.82fr 1.18fr;gap:80px}.contact-copy>p:not(.eyebrow){color:var(--muted);font-size:1.05rem}.agent-card{display:flex;gap:22px;align-items:center;margin-top:35px;padding-top:25px;border-top:1px solid var(--line)}.agent-card img{width:150px;background:#fff}.agent-card>div{display:grid}.agent-card a{color:var(--blue);text-decoration:none;font-weight:800}.contact form{background:var(--ice);padding:38px}.contact form .btn{width:100%;margin-top:8px}.consent{font-weight:500!important;color:var(--muted)!important}.honey{position:absolute!important;left dahilan:-9999px!important;opacity:0}footer{padding:48px clamp(24px,7vw,112px);background:#031627;color:#9db0be;display:grid;grid-template-columns:1fr 1fr;align-items:end}footer div{display:grid}footer b{color:#fff;font-size:1.2rem;letter-spacing:.14em}footer span{font-size:.7rem;letter-spacing:.13em}footer p{text-align:right;margin:0}footer small{grid-column:1/-1;text-align:right;margin-top:10px}
@media(max-width:1050px){.site-header nav{gap:15px}.quick-links{grid-template-columns:repeat(3,190px)}.feature-grid{grid-template-columns:1fr 1fr}.process ol{grid-template-columns:repeat(3,1fr)}}
@media(max-width:820px){.topbar span{display:none}.site-header nav{display:none;position:absolute;left:0;right:0;top:82px;background:#fff;padding:20px;box-shadow:0 15px 25px rgba(7,39,68,.14)}.site-header nav.open{display:grid}.menu{display:block}.quick-links{left:18px;right:18px;grid-template-columns:1fr}.quick-links a:not(:first-child){display:none}.intro,.programs,.calc-panel,.contact{grid-template-columns:1fr}.program-photo{min-height:520px}.process-notes{grid-template-columns:1fr}.contact{gap:45px}}
@media(max-width:560px){.topbar{justify-content:center}.site-header{height:70px;padding:0 12px}.brand img{height:36px}.site-header nav{top:70px}.hero{height:720px}.hero-copy{left:20px;top:38%;width:calc(100% - 40px)}h1{font-size:3.25rem}.hero-actions{display:grid}.intro,.feature-grid,.program-content,.calculators,.process,.contact{padding:70px 20px}.intro{grid-template-columns:1fr;gap:22px}.feature-grid{grid-template-columns:1fr}.program-photo{min-height:450px}.program-photo>div{left:24px;bottom:28px}.program-photo p{font-size:1.8rem}.calc-tabs{display:grid;grid-template-columns:1fr 1fr}.tab{padding:0 10px}.calc-fields,.calc-result{padding:28px 22px}.field-row{grid-template-columns:1fr}.process ol{grid-template-columns:1fr}.agent-card{align-items:flex-start}.agent-card img{width:100px}.contact form{padding:24px}footer{grid-template-columns:1fr;gap:24px}footer p,footer small{text-align:left;grid-column:1}}
/* Buying a Home navigation paths */
.site-header nav .nav-dropdown{position:relative;display:flex;align-items:center;gap:2px;flex:none}
.site-header nav .nav-dropdown>a{white-space:nowrap}
.site-header nav .nav-dropdown-toggle{display:inline-flex;align-items:center;justify-content:center;width:25px;height:28px;padding:0;border:0;background:transparent;color:#12314a;font:inherit;cursor:pointer}
.site-header nav .nav-dropdown-toggle:hover,.site-header nav .nav-dropdown-toggle:focus-visible{color:var(--red)}
.site-header nav .nav-dropdown-toggle:focus-visible,.site-header nav .nav-dropdown-panel a:focus-visible{outline:2px solid #137ead;outline-offset:2px}
.site-header nav .nav-dropdown-panel{display:none;position:absolute;top:calc(100% - 1px);left:-16px;min-width:290px;padding:10px;background:#fff;border-top:3px solid #cf293b;box-shadow:0 16px 30px rgba(7,39,68,.22);z-index:80}
.site-header nav .nav-dropdown-panel a{display:block;padding:11px 13px;color:#12314a;font-size:.88rem;line-height:1.25;text-decoration:none;white-space:normal}
.site-header nav .nav-dropdown-panel a:hover,.site-header nav .nav-dropdown-panel a:focus-visible{background:#edf6fa;color:#006392}
@media(min-width:1151px){.site-header nav .nav-dropdown:hover .nav-dropdown-panel,.site-header nav .nav-dropdown:focus-within .nav-dropdown-panel,.site-header nav .nav-dropdown.expanded .nav-dropdown-panel{display:block}}
@media(max-width:1150px){.site-header nav .nav-dropdown{display:grid;grid-template-columns:1fr auto;width:100%}.site-header nav .nav-dropdown-toggle{width:44px;height:44px}.site-header nav .nav-dropdown-panel{display:none;position:static;grid-column:1/-1;min-width:0;padding:0 0 0 15px;box-shadow:none;border:0;border-left:3px solid #cf293b}.site-header nav .nav-dropdown.expanded .nav-dropdown-panel{display:block}.site-header nav .nav-dropdown-panel a{padding:11px 9px;font-size:.94rem}}
/* Prominent learning paths shared across educational pages. */
.related-paths{padding:clamp(58px,7vw,90px) clamp(24px,7vw,112px);background:#245f85;color:#fff}.related-paths-inner{max-width:1320px;margin:auto}.related-paths h2{color:#fff;font-size:clamp(2rem,4vw,3.2rem);line-height:1.12;margin:8px 0 28px}.related-paths-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.related-path-card{display:flex;flex-direction:column;min-height:205px;padding:25px 28px;background:#f0f7fb;border-left:5px solid #e53743;color:#12314a!important;text-decoration:none}.related-path-card>span{font-size:.78rem;letter-spacing:.09em;font-weight:900;color:#af2332}.related-path-card h3{font-size:1.4rem;line-height:1.2;color:#082d4c;margin:12px 0 8px}.related-path-card p{font-size:1rem;line-height:1.5;color:#334e60;margin:0 0 18px}.related-path-card strong{color:#006392;margin-top:auto}.related-path-card:hover{transform:translateY(-3px);box-shadow:0 16px 30px rgba(0,0,0,.22)}.related-path-card:focus-visible{outline:3px solid #75cff2;outline-offset:3px}.ownership-content .related-paths{padding:45px clamp(20px,4vw,44px);margin-top:60px}@media(max-width:700px){.related-paths-grid{grid-template-columns:1fr}.related-path-card{min-height:0;padding:22px}}