https://firsthomegta.com/video-debt-credit-down-paymenthttps://i.ytimg.com/vi/KqOwiG9Le1o/hqdefault.jpgDebt, Credit and Down Payment for First-Time BuyersHow debt, credit and savings work together when preparing to buy a first home.https://www.youtube-nocookie.com/embed/KqOwiG9Le1o https://firsthomegta.com/video-buy-home-with-debthttps://i.ytimg.com/vi/tOCz-dl4zEA/hqdefault.jpgCan You Buy a Home With Debt?Why debt does not automatically prevent homeownership and what lenders may review.https://www.youtube-nocookie.com/embed/tOCz-dl4zEA https://firsthomegta.com/video-buy-home-with-bad-credithttps://i.ytimg.com/vi/I9TJ7LIhyXs/hqdefault.jpgCan You Buy a Home With Bad Credit?How credit challenges may affect mortgage options and which practical steps can help.https://www.youtube-nocookie.com/embed/I9TJ7LIhyXs https://firsthomegta.com/how-much-cash-do-i-need-600000-home-toronto/2026-10-19https://i.ytimg.com/vi/9xoumacp214/hqdefault.jpgHow much Cash do you need to buy a $600,000 Property in Toronto?Richard Lam explains the minimum down payment on a $600,000 Toronto property, the 5% and 10% rules, land transfer taxes, legal fees and other closing costs.https://www.youtube.com/embed/9xoumacp2142052026-10-18T14:03:18-07:00