INTERACTIVE BUYER TOOLS
Run the numbers.
Then understand what they mean.
Use these estimates to prepare better questions. A lender, lawyer or tax professional must confirm the final figures.
Mortgage payment estimate
ESTIMATED MONTHLY PAYMENT
$0Mortgage before insurance $0Estimated mortgage insurance $0Total mortgage $0Minimum down payment $0
Planning estimate using Canadian mortgage-payment conventions. Confirm the applicable rate, insurance and amortization with a mortgage professional.Land transfer tax estimate
ESTIMATED TAX PAYABLE
$0Ontario LTT $0Toronto MLTT $0Ontario refund −$0Toronto rebate −$0
Eligibility and final tax are confirmed by your lawyer.Early buying-range estimate
ROUGH PURCHASE RANGE
$0Qualifying rate used 0%Estimated mortgage capacity $0Housing-cost capacity $0/mo
Uses common 39% GDS and 44% TDS planning limits. This is not a pre-approval or commitment to lend.Down payment and closing-cash planner
ESTIMATED CASH NEEDED
$0Down payment $0Land transfer tax after selected rebates $0Entered closing and setup costs $0Compared with available funds $0
Planning estimate only. The deposit is part of the down payment. Your lawyer confirms tax, rebates, adjustments and closing funds.To compare a payment with your take-home income and living costs, use the Homeownership Comfort Calculator.
Organize the information behind these numbers with the Financial Readiness Checklist.
Estimates are educational and may not reflect every lender, insurer, property or personal circumstance.